Personal NOW Account
An interest-earning spending account — no need to split money between checking and savings.
Personal Banking
Modern banking for individuals
Medici is a real bank with real accounts. Personal banking is part of who we are — and proof that we operate at the highest regulatory standard.
What we offer
Medici Bank provides personal checking and savings accounts, debit cards, and everyday banking services for individuals, supported by regulated banking operations and modern digital tools.
How to get started
1
Apply
Open a personal account through Medici's secure onboarding process.
2
Fund
Deposit via ACH, wire, or mobile check deposit.
3
Bank
Manage your money with modern, secure digital tools.
Why it matters
Behind every Medici account is the same regulated operating foundation that powers our platform business. That means your everyday money sits on infrastructure built for fintechs, institutions, and modern digital banking.
Account features
Checking & Savings
Everyday accounts with competitive features and digital access.
Debit Cards
Visa debit cards for purchases and ATM access.
Digital Banking
Manage accounts online with modern, secure tools.
Benefits for you
The outcomes that matter most — for your business, your customers, and your investors.
- Secure digital access for everyday banking.
- A regulated banking partner you can trust.
- Modern digital tools for everyday money management.
- Part of a bank building the future of financial infrastructure.
Personal accounts
Opened entirely online — spending and fixed-term options in U.S. dollars.
Personal Certificate of Deposit
Hold your wealth in U.S. dollars over a fixed term and earn committed interest.