Banking
Open business and personal accounts, move money worldwide, and earn on your balances — all online.
Explore bankingBanking for international businesses
Receive funds from clients and pay suppliers at home and abroad — in one U.S.-dollar account.
Live · Medici API
v2Operating Account · USD
$10,293.29
US
acct_1F5PA00W••••QU0
ACH credit
+ $2,125.00Wire · outgoing
− $9,400.00Real-time payment
+ $312.50Regulated Banking
Secure Infrastructure
API-Native Platform
Global Infrastructure
Who we serve
Banking for the way you operate
Whether you move money across borders, manage investor capital, or build entirely online — Medici is a regulated U.S. bank built for modern businesses.
International businesses
Receive funds from clients and pay suppliers at home and abroad — in one U.S.-dollar account.
Family offices & investors
Hold wealth in U.S. dollars, raise and KYC investors globally, and settle trades quickly.
Digital-centric companies
Fast, online, API-friendly banking for businesses that operate 100% digitally.
Founders & growing teams
Apply for an account from over 180 countries -- fully online
Two ways to bank with Medici
Bank with us — or build banking on us.
Market Opportunity
Four markets. One regulated foundation.
The next generation of financial activity is moving into software platforms, digital dollars, and AI-driven workflows. Medici is built to serve each of them.
$0B
Combined target market by 2032
0
High-growth segments served
0+
countries served
0/7
Programmable settlement
Why Now
The next generation of financial activity will not be built around branch banking
Financial activity is becoming software-directed, global, 24/7, and initiated by AI agents, digital wallets, and embedded platforms. This creates a new need — a regulated banking layer built for programmable money.
- Software-directed & API-native
- Global, around the clock
- Smaller-ticket, higher-velocity
- Initiated by AI agents
- Stablecoin- & token-adjacent
- Embedded in every platform
What we do
Medici Bank is a US-licensed, regulated bank that provides the compliant infrastructure for modern financial products. We combine real banking — accounts, payments, compliance — with a platform designed for companies building the future of money movement, and the people that use it.
How it works
1
Connect
Integrate with Medici's platform — one connection to licensed, regulated banking infrastructure.
2
Build
Create accounts, move money, and manage compliance through a single partner.
3
Launch
Go live with financial products powered by a real-time cloud-native banking infrastructure.
Why it matters now
Financial activity is shifting away from in-person branch banking and batch processing to software-directed, running 24/7, in smaller amounts at higher velocity — and increasingly initiated by AI agents, digital wallets, and embedded platforms. This emerging world needs a regulated orchestration layer—that's what we are.
What Medici provides
Regulated Banking
Licensed, regulated accounts and payment rails.
Platform Technology
Modern infrastructure designed for companies building financial products.
Compliance & Trust
Identity verification, AML controls, and regulatory oversight built in.
Why Medici
The outcomes that matter most — for your business, your customers, and your investors.
- One bank partner instead of stitching together multiple vendors.
- Licensed, regulated banking infrastructure — real operations, not middleware.
- Built for the markets growing fastest: BaaS, embedded finance, stablecoins, and AI.
- A trusted foundation for companies building the next generation of financial products.
See what Medici is building
Explore our platform capabilities or start a conversation with our team.