Grow: Make the Most of Your Liquidity with Fixed Terms

When market volatility is high, certainty matters.
Medici Bank’s GROW Accounts provide businesses and individuals a way to lock in guaranteed returns through flexible, fixed-term deposit options.

What is a GROW Term Deposit?

A GROW Account allows you to deposit funds for a set period of time — from 3 months to 36 months — in exchange for a higher, guaranteed interest rate.
It’s a strategic way to grow reserves with zero exposure to market fluctuations.

Key Features

• Fixed Terms
  Choose from 3-month, 6-month, 9-month, 12-month, 18-month, 24-month, and 36-month options.

• Competitive Yields
  Rates currently peak at 5.60% APY for an 18-month term — offering significantly better returns than standard savings accounts.

• Guaranteed Growth
  Enjoy predictable interest earnings, secured at the time you open the deposit — no changes even if market rates shift.

• FDIC-Insured via Medici’s Partners
  Security and stability for your deposits.

• Simple Online Management
  Open, monitor, and renew deposits easily through your Medici online dashboard.

Who GROW Accounts Are Ideal For

• Businesses managing planned expenses 6–24 months out

• High-net-worth individuals optimizing liquidity

• Family offices diversifying cash management

• Investors preserving capital while earning stable returns

Why GROW Makes Sense

By aligning your cash reserves with your financial horizons, GROW helps you:

• Maximize unused capital

• Lock in attractive rates today

• Reduce exposure to short-term rate volatility

Whether you're managing treasury cash or personal savings, GROW offers a secure and profitable parking place for your funds.