Business Demand Deposit Accounts

Simplify payments, streamline approvals, and manage global transactions in one secure account.

Why Choose Medici Bank Business Accounts?

Multi-User Access with Custom Approvals

Support up to 25 users and approvers per account. Configure up to 3 approval levels—giving you “8-eyes” oversight on critical payments. Custom limits from $0.01 to $10M, tailored to your risk management needs.

Multi-User Access with Custom Approvals

Support up to 25 users and approvers per account. Configure up to 3 approval levels—giving you “8-eyes” oversight on critical payments. Custom limits from $0.01 to $10M, tailored to your risk management needs.

Multi-User Access with Custom Approvals

Seamless domestic and international fund transfers for clients worldwide

Global Payments Made Simple

Send and receive payments in all major currencies. Pay international suppliers and collect funds from clients seamlessly. Combine domestic and cross-border transactions in one account.

Global Payments Made Simple

Send and receive payments in all major currencies. Pay international suppliers and collect funds from clients seamlessly. Combine domestic and cross-border transactions in one account.

Global Payments Made Simple

Optimize working cash, balancing yield and liquidity

Fast, Compliant Account Opening

Open your account in minutes, not weeks. Designed for modern businesses and fintechs needing secure, flexible banking.

Fast, Compliant Account Opening

Open your account in minutes, not weeks. Designed for modern businesses and fintechs needing secure, flexible banking.

Fast, Compliant Account Opening

From 3-12 months; park your excess funds to earn yet more interest

Open Your Account in Minutes!

FAQ's

FAQ's

FAQ's

Answers to common questions

What is Medici Bank?

Medici Bank is a fully licensed deposit-taking financial institution based in the USA. Founded in 2016 as Choice Financial, the bank was acquired in 2019, rebranded to Medici Bank and relaunched in 2020. Medici Bank offers bank accounts to individuals and businesses, and embedded banking as a service solutions to brands.

How is Medici Bank regulated?
How is Compliance handled?
Are the deposits insured?
What are the bank's hours of operation?
What is Medici Bank?

Medici Bank is a fully licensed deposit-taking financial institution based in the USA. Founded in 2016 as Choice Financial, the bank was acquired in 2019, rebranded to Medici Bank and relaunched in 2020. Medici Bank offers bank accounts to individuals and businesses, and embedded banking as a service solutions to brands.

How is Medici Bank regulated?
How is Compliance handled?
Are the deposits insured?
What are the bank's hours of operation?
What is Medici Bank?

Medici Bank is a fully licensed deposit-taking financial institution based in the USA. Founded in 2016 as Choice Financial, the bank was acquired in 2019, rebranded to Medici Bank and relaunched in 2020. Medici Bank offers bank accounts to individuals and businesses, and embedded banking as a service solutions to brands.

How is Medici Bank regulated?
How is Compliance handled?
Are the deposits insured?
What are the bank's hours of operation?