Business Savings

Grow your excess working capital with instant liquidity and secure returns. Perfect for businesses that want to earn interest on idle cash while maintaining same-day access to funds.

Business Savings

Add to an existing DDA and hold excess cash and earn 0.05% in interest. Instantly sweep funds from your DDA to your savings and back 24/7/365.

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Why Choose Medici Bank Business Savings?

Put Your Excess Cash to Work

Earn 0.05% APY, compounded daily, on US dollar deposits. Instantly sweep funds between your Demand Deposit Account (DDA) and Savings—available 24/7/365. Same-day liquidity lets you access your funds without locking them away.

Put Your Excess Cash to Work

Seamless domestic and international fund transfers for clients worldwide

Put Your Excess Cash to Work

Earn 0.05% APY, compounded daily, on US dollar deposits. Instantly sweep funds between your Demand Deposit Account (DDA) and Savings—available 24/7/365. Same-day liquidity lets you access your funds without locking them away.

Seamless Integration with Your Medici Business Account

Manage savings and payments from one dashboard. Instant transfers between accounts to maximize interest and maintain liquidity. Fully online account opening—no branch visits required.

Seamless Integration with Your Medici Business Account

From 3-12 months; park your excess funds to earn yet more interest

Seamless Integration with Your Medici Business Account

Manage savings and payments from one dashboard. Instant transfers between accounts to maximize interest and maintain liquidity. Fully online account opening—no branch visits required.

Global Business Banking

Open to businesses in 150+ countries, serving global companies with flexible USD savings. Deposits and payments in all major currencies. $10,000 minimum opening deposit to start earning immediately.

Global Business Banking

Optimize working cash, balancing yield and liquidity

Global Business Banking

Open to businesses in 150+ countries, serving global companies with flexible USD savings. Deposits and payments in all major currencies. $10,000 minimum opening deposit to start earning immediately.

Open Your Account in Minutes!

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FAQ's

Answers to common questions

What is Medici Bank?

Medici Bank is a fully licensed deposit-taking financial institution based in the USA. Founded in 2016 as Choice Financial, the bank was acquired in 2019, rebranded to Medici Bank and relaunched in 2020. Medici Bank offers bank accounts to individuals and businesses, and embedded banking as a service solutions to brands.

How is Medici Bank regulated?
How is Compliance handled?
Are the deposits insured?
What are the bank's hours of operation?