Business High Yield
Time Deposits

Earn up to 2.5% APY on your company’s surplus cash.

Business CDs

Secure higher returns on your business funds with flexible terms from 3 to 12 months.

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Why Open a Medici Bank Time Deposit (CD)?

Maximize Your Idle Business Cash

Earn up to 1.25% APY with terms of 3, 6, 9, or 12 months. Lock in a guaranteed rate while your funds are protected and secure. Perfect for surplus working capital you don’t need for daily operations.

Maximize Your Idle Business Cash

Seamless domestic and international fund transfers for clients worldwide

Maximize Your Idle Business Cash

Earn up to 1.25% APY with terms of 3, 6, 9, or 12 months. Lock in a guaranteed rate while your funds are protected and secure. Perfect for surplus working capital you don’t need for daily operations.

Flexible Terms for Every Business

3-Month CD – 0.25% APY 6-Month CD – 0.85% APY 9-Month CD – 1.00% APY 12-Month CD – 1.25% APY Minimum deposit: $10,000

Flexible Terms for Every Business

Optimize working cash, balancing yield and liquidity

Flexible Terms for Every Business

3-Month CD – 0.25% APY 6-Month CD – 0.85% APY 9-Month CD – 1.00% APY 12-Month CD – 1.25% APY Minimum deposit: $10,000

Easy, Fully Online Opening

Open your business CD account in minutes. Manage all deposits and transfers through your Medici Bank dashboard. Track earnings and maturity dates without paperwork.

Easy, Fully Online Opening

From 3-12 months; park your excess funds to earn yet more interest

Easy, Fully Online Opening

Open your business CD account in minutes. Manage all deposits and transfers through your Medici Bank dashboard. Track earnings and maturity dates without paperwork.

Open Your Account in Minutes!

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FAQ's

Answers to common questions

What is Medici Bank?

Medici Bank is a fully licensed deposit-taking financial institution based in the USA. Founded in 2016 as Choice Financial, the bank was acquired in 2019, rebranded to Medici Bank and relaunched in 2020. Medici Bank offers bank accounts to individuals and businesses, and embedded banking as a service solutions to brands.

How is Medici Bank regulated?
How is Compliance handled?
Are the deposits insured?
What are the bank's hours of operation?