The Modern Platform
For Embedded Banking

The Modern Platform
For Embedded Banking

The Modern Platform
For Embedded Banking

Built for tech-forward businesses and brands looking to embed banking into their processes and apps.

Were the regulated, API-first embedded banking partner that makes it all possible.

Bank with Us

A US based licensed financial institution able to bank people and businesses in over 180 countries.

Build on Us

API-first embedded banking and payments enabling brands to better serve, engage and retain their customers.

About us

About us

Medici Bank is a digitally native, compliance-first financial institution built to support the next generation of brands and apps. Regulated by OCIF and based in Puerto Rico, we combine deep regulatory expertise with modern infrastructure to help companies embed wallets, payments, and financial services directly into their user experience. Whether you're launching a loyalty program or scaling a fintech product, Medici Bank provides the tools and the trust to build it right.

FAQ's

FAQ's

Answers to common questions

What is Medici Bank?

Medici Bank is a fully licensed deposit-taking financial institution based in the USA. Founded in 2016 as Choice Financial, the bank was acquired in 2019, rebranded to Medici Bank and relaunched in 2020. Medici Bank offers bank accounts to individuals and businesses, and embedded banking as a service solutions to brands.

How is Medici Bank regulated?
How is Compliance handled?
Are the deposits insured?
What are the bank's hours of operation?
What is Medici Bank?

Medici Bank is a fully licensed deposit-taking financial institution based in the USA. Founded in 2016 as Choice Financial, the bank was acquired in 2019, rebranded to Medici Bank and relaunched in 2020. Medici Bank offers bank accounts to individuals and businesses, and embedded banking as a service solutions to brands.

How is Medici Bank regulated?
How is Compliance handled?
Are the deposits insured?
What are the bank's hours of operation?