Medici Bank

The Modern Platform For Embedded Banking

Built for tech-forward businesses and brands looking to embed banking into their processes and apps. We're the regulated, API-first embedded banking partner that makes it all possible.

Who is Medici?

Medici Bank is a digitally native, compliance-first financial institution built to support the next generation of brands and apps. Regulated by the Office of the Commissioner of Financial Institutions of Puerto Rico, we combine deep compliance expertise with modern infrastructure to help companies embed wallets, payments, and financial services directly into their user experience.

Whether you're launching a loyalty program or scaling a fintech product, Medici Bank provides the tools and the trust to build it right.

Modern Cloud-Native BaaS Solutions*

Our technology pillar is the engine behind our platform. Architected with a modern, open, real- time cloud-native approach, our solution offers unparalleled ease of use and immediate reconciliation. This means faster integrations, scalable performance, and a seamless experience for both developers and end-users—ensuring your business stays agile and competitive.

* Powered by Scion. Scion is our financial software development division.

Compliance that's Bank-Grade at Every Step

In today's regulated environment, compliance isn't just an add-on—it's the foundation. Our team of compliance experts deploys bank-grade solutions designed to keep your embedded finance program secure and fully aligned with industry regulations. With our proactive approach, your brand can confidently navigate the complexities of financial regulation without risk.

Driving Growth with Strategic Marketing

Adoption and engagement are the lifeblood of any financial service. Our marketing experts specialize in crafting acquisition, activation, usage, and retention strategies tailored for payment and banking programs. By leveraging data-driven insights and innovative campaigns, we help you drive customer satisfaction and sustained growth.

You Can Build on Us ...

Engineered to Redefine Banking

Built on a robust, real-time, and open cloud-native architecture, it delivers immediate reconciliation, scalable performance, and uncompromised security.

Effortless Integration

Whether you’re launching a new service or enhancing an existing one, our platform is designed for effortless integration and operational excellence.

Seamless Integration with Our API *

Designed with modern standards in mind, our API offers a secure, efficient, and developer- friendly way to connect with our Banking as a Service platform. With clear documentation, sample code, and best practices, your team can quickly integrate and harness the full power of our solution.

See Our Baas API*

* Powered by Scion. Scion is our financial software development division.

... Or, You Can Bank with Us

Personal Banking

Our Personal Banking platform is designed to give individuals a seamless, secure, and modern financial experience. With real-time account access, instant payments, and automated money-management tools, we deliver convenient everyday banking backed by enterprise-grade security and reliability.

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Business Banking

Our Business Banking solutions empower organizations of all sizes with fast, integrated, and scalable financial services. From automated payment workflows to treasury management and API-driven operations, we provide the infrastructure needed to streamline financial processes and support long-term growth.